Building Explainable Financial Models: A Java-Based Generative AI Approach for Regulatory Transparency
Keywords:
explainable AI, financial modeling, regulatory compliance, generative AI, Java enterprise architecture, model transparency, credit riskAbstract
Financial institutions face mounting regulatory pressure to explain automated decision-makingprocesses, particularly in credit risk assessment, fraud detection, and investmentrecommendations where AI models increasingly drive business outcomes. This research develops a Java-based framework integrating
References
Anderson, M., Chen, L., and Williams, K. (2019) 'Regulatory requirements for explainable AI in financial services: A comparative analysis of US and EU frameworks', Journal of Financial Regulation, 28(3), pp. 312-334.


