Understanding Tokenization in Digital Payments: Foundations, Mechanisms, and Conceptual Frameworks

Authors

  • Mallikarjuna Chevula

Keywords:

Digital Payment Security, Tokenization Architecture, Payment Fraud Prevention, Contactless Transactions, Cross-Industry Data Protection

Abstract

Tokenization has emerged as a cornerstone technology in digital payment ecosystems, replacing sensitivefinancial credentials with non-reversible tokens that enhance security without compromising userexperience. This article

References

Grand View Research, "Tokenization Market (2022 - 2030)," 2023. [Online]. Available: https://www.grandviewresearch.com/industry-analysis/tokenization-market-report

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Published

2025-11-04

How to Cite

Mallikarjuna Chevula. (2025). Understanding Tokenization in Digital Payments: Foundations, Mechanisms, and Conceptual Frameworks . Journal of Computational Analysis and Applications (JoCAAA), 34(10), 288–301. Retrieved from https://eudoxuspress.com/index.php/pub/article/view/4006

Issue

Vol. 34 No. 10 (2025): JOCAAA

Section

Articles

License

Creative Commons License

This work is licensed under a Creative Commons Attribution 4.0 International License.