Olaseinde Aduragbemi Joshua. “The Speed of Theft: Developing Real-Time Detection Protocols for Authorized Push Payment (APP) Fraud in Instant Payment Systems”. Journal of Computational Analysis and Applications (JoCAAA) 33, no. 06 (September 26, 2024): 4034–4059. Accessed October 26, 2026. https://eudoxuspress.com/index.php/pub/article/view/5309.