RamMohan Reddy Kundavaram. “Leveraging Data Analytics to Optimize Digital Wallet Payments: Focus on Fraud Prevention and Personalized User Experience ”. Journal of Computational Analysis and Applications (JoCAAA) 29, no. 5 (May 19, 2021): 1011–1019. Accessed September 10, 2026. https://eudoxuspress.com/index.php/pub/article/view/3031.